Terms of Use

These Terms of Use ("Terms") govern your use of this website, operated by Cedarline Protection ("Cedarline," "we," "us," or "our"). By using this website, you agree to these Terms. If you do not agree, please do not use this website.

Who we are

Cedarline Protection is an independent insurance marketing entity operated by [Legal business entity name — DBA/LLC filing pending]. We help homeowners learn about and request quotes for mortgage protection insurance. We are not a government agency, mortgage lender, or loan servicer, and we are not affiliated with or endorsed by one.

Not a guarantee of coverage

Information on this website is general in nature and provided for informational purposes only. It is not insurance advice, and nothing on this site is a quote, binder, offer, or guarantee of coverage. Actual eligibility, coverage, riders, and rates are determined by the applicable insurance carrier and are subject to underwriting approval based on your age, health, and other factors. Products and coverage amounts vary by state and are not available everywhere.

Eligibility and accurate information

You must be at least 18 years old to submit a request through this website. When you contact us or submit a form, you agree to provide accurate and current information and to update it if it changes.

Communications consent

By submitting a form on this website, you agree that Cedarline and its representatives may contact you by phone, text message, and email about your request, including through automated dialing or messaging systems, even if your number is on a state or federal Do Not Call registry. Consent to be contacted is not a condition of purchasing any product or service.

SMS terms and conditions

Description of SMS use cases. By opting in on our website, you may receive two categories of text messages from Cedarline: (1) non-marketing messages related to account notifications, confirmations, and reminders for consultation calls and updates, and (2) occasional marketing messages about mortgage protection insurance options, sent no more than approximately twice a month. Each category is opted into separately.

Message and data rate disclosure. Message frequency varies by category. Message and data rates may apply based on your mobile carrier and plan.

Opt-out instructions. You may opt out of either category of messages at any time by replying STOP to any text message. For assistance, reply HELP or use the customer support contact information below.

Carrier liability disclaimer. Carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your network operator.

Age restriction. You must be at least 18 years old to opt in to receive text messages from Cedarline.

For more on how we collect, use, and share information in connection with SMS, see our Privacy Policy.

Acceptable use

You agree not to:

• Use this website for any unlawful purpose or in violation of these Terms
• Submit false, misleading, or fraudulent information
• Attempt to interfere with, disrupt, or gain unauthorized access to this website or its underlying systems
• Scrape, copy, or reuse content from this website without our permission

Intellectual property

The text, design, graphics, and other content on this website are owned by or licensed to Cedarline and are protected by applicable intellectual property laws. You may view and use this website for your own personal, non-commercial purposes, but may not reproduce or distribute its content without our permission.

Third-party links

This website may link to third-party websites, including insurance carriers, for your convenience. We do not control and are not responsible for the content, policies, or practices of any third-party website.

Disclaimer of warranties

This website and its content are provided "as is" and "as available," without warranties of any kind, express or implied. We do not warrant that this website will be uninterrupted, error-free, or secure.

Limitation of liability

To the fullest extent permitted by law, Cedarline and its representatives are not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

Governing law

These Terms are governed by the laws of the State of Arizona, without regard to its conflict-of-law principles.

Changes to these Terms

We may update these Terms from time to time. The "last updated" date at the top of this page reflects the most recent revision. Continued use of this website after changes are posted means you accept the updated Terms.

Contact us

Cedarline Protection
Phone: (360) 982-7460
Email: [email]