Privacy Policy

Cedarline Protection ("Cedarline," "we," "us," or "our") operates this website and provides information about mortgage protection insurance to homeowners. This Privacy Policy explains what information we collect, how we use it, and the choices you have. By using this website or submitting a form to us, you agree to the practices described here.

Cedarline is operated by [Legal business entity name — DBA/LLC filing pending], licensed to sell insurance products in [licensed states].

Information we collect

Information you provide directly, such as when you submit our quote request form or contact us by phone, text, or email:

• Name, phone number, email address, and ZIP code
• Estimated mortgage balance and general details about your property
• Any other information you choose to share with us about your insurance needs

Information collected automatically when you visit our website:

• IP address, browser and device type, general location, and pages visited
• Information collected through cookies and similar tracking technologies, including the Meta (Facebook/Instagram) Pixel, which helps us understand ad performance and show relevant ads to people who may be interested in our services

How we use your information

• To respond to your inquiry and provide information about mortgage protection insurance options
• To contact you by phone, text message, or email about your request, including through automated dialing or messaging systems, as described in the SMS section below
• To prepare and, if you choose to apply, submit an application on your behalf to an insurance carrier for underwriting
• To operate, maintain, and improve our website and marketing, including measuring the performance of our ads
• To comply with legal, regulatory, and insurance industry recordkeeping requirements

SMS opt-in details

When you submit a form on this website, you are asked to separately opt in to two categories of text messages from Cedarline Protection:

• Non-marketing (transactional) messages — account notifications, confirmations, and reminders for consultation calls and updates.
• Marketing messages — occasional promotional communications, sent no more than approximately twice a month.

Each category requires its own checkbox, unchecked by default — checking one does not opt you into the other. Messages may be sent using automated technology.

Mobile information sharing statement

No mobile phone number or SMS opt-in consent data collected for SMS purposes will be shared with, sold to, or disclosed to any third party or affiliate for their own marketing or promotional purposes. Text messaging originator opt-in data and consent are not shared with third parties outside of what is necessary to provide the messaging service itself (for example, our messaging platform or CRM provider).

How we share information

We do not sell your personal information. We may share information with:

• Insurance carriers — only if you choose to move forward with an application, so they can evaluate you for coverage
• Service providers who help us operate our business, such as our website hosting, customer relationship management (CRM), and communications platforms, under obligations to protect your information
• Legal or regulatory authorities, when required by law, subpoena, or to protect our rights or the safety of others
• A successor entity, in the event of a business transfer such as a merger, acquisition, or sale of assets

Cookies and advertising

We use the Meta Pixel and similar tools to measure how visitors interact with our website after clicking one of our ads, and to help us reach people who may be interested in mortgage protection insurance. You can manage or opt out of interest-based advertising through your browser settings or through Meta's own ad preference tools.

Data retention

We retain personal information for as long as necessary to respond to your inquiry, service any policy you apply for, and meet legal, tax, and insurance industry recordkeeping obligations, after which it is deleted or de-identified.

Your choices

• Reply STOP to any text message to opt out of future texts
• Use the unsubscribe link in any email, or contact us directly, to opt out of email communications
• Contact us to request access to, correction of, or deletion of your personal information, subject to any recordkeeping obligations we have under insurance regulations

Depending on your state of residence, you may have additional privacy rights under state law. To exercise any of these rights, contact us using the information below.

Children's privacy

This website is not directed to individuals under 18, and we do not knowingly collect personal information from children.

Security

We use reasonable administrative and technical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

Changes to this policy

We may update this Privacy Policy from time to time. The "last updated" date at the top of this page reflects the most recent revision.

Contact us

Cedarline Protection
Phone: (360) 982-7460
Email: [email]